When I work in the garden and come across a spider or ugly critter it's easy to scoot away. The fact that I wear gardening gloves also makes me braver.
But, when I'm up on the ladder washing windows and the spiders are dangling over me and the hornet scout is checking me out with a fearsome buzzing, there are only two choices--develop some nerve or jump off the ladder. Good thing I just have a one-story house.